Agada Apochi is the Group Managing Director, Unified Payments…

Agada Apochi is an Organizational Psychologist & Change Leadership Specialist and also a Practitioner-Scholar in diffusion of innovation & digital financial services. He has over 30 years of professional experience in banking and financial technology.

Agada is the Group Managing Director & CEO of Nigeria’s premier financial technology company, UP (Unified Payments), which is a group of companies with services including Banking, Payment Scheme, Financial Technology, Digital Commerce, Value Added Service, Payment Solutions, Software Solutions, etc. He is also the Founder/Director of Hope PSBank as well as the payment scheme and financial technology company, Payattitude Global Limited and the telecom VAS provider, UP Digital Limited. He is also the Chairman of the software company, TM30.

Agada attained Doctor of Business Administration (DBA) with specialization in diffusion of innovation and digital financial services as well as Master Degree in Applied Business Research from SBS Swiss Business School in Switzerland; Master Degree (MA) in Organizational Psychology with specialization in Change Leadership from Columbia University in New York; Master Degree in Law (LL.M.) from Rivers State University; Barrister at Law (BL) from the Nigerian Law School; and Bachelor Degree in Law (LL.B.) from the University of Jos. He is also is an Alumnus of Lagos Business School and Cornell University. He has attended different executive learning programs including programs at Harvard Business School, Insead Business School and Bank Card Business School in Cambridge. Agada holds several academic honours and awards including best graduating student.

Agada is currently the President of Lagos Business School Alumni Association and a Life Member of the Governing Council of the association. Agada is an Organizational Psychologist, Change Leadership Specialist, Practitioner-Scholar, Innovator and Entrepreneur. He is a Fellow, Chartered Institute of Bankers of Nigeria, Fellow, International Academy of Cards & Payments, Fellow, Institute of Credit Administration, Certified International Cards & Payments Professional (CICPP), Certified Associate of Capability Maturity Model Institute, Chartered Mediator & Conciliator, Barrister & Solicitor. He has to his credit, different professional and technical papers. Agada is married with children.


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