Federal government on Friday apologised for asking all account holders in financial institutions in the country to re-register their personal details.
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FG Backs Down on Bank Account Re-Registration
Recall that the federal government had on Thursday ordered that all persons holding accounts across financial institutions and insurance firms should complete and submit self-certification forms to their respective financial institutions.The notice issued by the government to that effect read, “This is to notify the general public that all account holders in Financial Institutions (Banks, Insurance Companies, etc.) are required to obtain, complete, and submit Self – Certification Forms to their respective Financial Institutions.“Persons holding accounts in different financial institutions are required to complete and submit the form to each one of the institutions. The forms are required by the relevant financial institutions to carry out due diligence procedures, in line with the Income Tax Regulations 2019.”The directive raised eyebrows, as account holders already possessed Bank Verification Numbers.Following widespread condemnation that trailed the directive, the Federal Government backtracked on Friday, saying the fresh guideline was not for all Nigerians.The government attributed the development to misinformation.The clarification issued by the government on Friday read, “We apologise for the misleading tweets (now deleted) that went up yesterday, regarding the completion of self-certification forms by Reportable Persons. The message contained in the notice does not apply to everybody. FIRS will clarify Nigerians on the objectives of the directive.”Also on Friday, FIRS, in a statement posted on Twitter, explained that the guidelines were only for non-residents, as well as people paying tax in more than one country.Parts of the FIRS statement read, “The Self Certification Form is basically to be administered on Reportable Persons, holding accounts in Financial institutions, that are regarded as “Reportable Financial Institutions” under the CRS.“Reportable persons are often non-residents and other persons, who have residence for tax purposes in more than one jurisdiction or country.”“The information that indicates an account holder is a resident for tax purposes in more than one jurisdiction, is expected to be available to Financial Institutions during account opening processes, for the KYC and AML purpose.” -

NCC and telcos agree to retain consumer compensation policy
The Nigerian Communications Commission (NCC) and telecommunications operators in the country have agreed to retain the consumer compensation policy, which mandates operators to rollover data for consumers.The agreement was sealed recently at the regular bi-annual meeting of the Nigerian Communications Commission (NCC) and Senior Executives of telecommunication companies on complaints management, which was held virtually for the first time in compliance with COVID-19 management protocols instituted by the Federal Government.The agreement will ensure full compliance with the new Complaint Categories and Service Level Agreement (CC/SLA) consented to by the NCC and the service providers in the telecommunication ecosystem.“The Commission hereby wish to restate that its direction of June 2018 to service providers to commence implementation of data rollover from 26 June 2018, remains in force. In other words, a subscriber’s unused data must be rolled over to his/her subsequent data subscription. Therefore, the Commission urges service providers to continue to inform and educate subscribers on the procedures and processes for data rollover,” NCC announced in a statement signed Dr. Ikechukwu Adinde, its Director of Public Affairs.The statement also disclosed that service providers agreed to ensure that senior-level customer relations officers support their respective complaints management teams, to resolve complaints that were not resolved to the satisfaction of the consumers when such complaints were first reported.Accordingly, service providers have promised to ensure that complaints are resolved in both the letter and spirit of the recently-reviewed Service Level Agreement (SLA).With respect to services subscribed to through third parties (such as banks), which are not rendered, the meeting resolved that telecom service providers should explore initiating service level agreement with banks to ensure uniformity and speed in the resolution of complaints relating to billing.All parties to the meeting equally agreed that telecom service providers will carry out pervasive consumer education and enlightenment campaigns about their products and services to ensure their subscribers have the information they require to make informed decisions and get value for money spent.The bi-annual meeting, which has held regularly since 2018, focuses on ensuring improvement in Quality of Service (QoS) and Quality of Experience (QoE) in the telecom industry. It has served as a veritable platform for the Commission and service providers to discuss and agree on measures that will enhance prompt and effective consumer complaint resolution in telecom service provision in Nigeria. -

Danbatta bags National Service Excellence Award
The Executive Vice Chairman of the Nigerian Communications Commission (NCC), Prof. Umar Danbatta has admitted that himself and the Commission he oversees have been challenged to do more going by the avalanche of commendation and awards in the last few years.Specifically, Danbatta, who was awarded a National Service Excellence Award for his transformational leadership in deepening access to telecommunications services across state constituencies of Nigeria in the last five years by the National Association of State Assembly Legislators (NASAL), noted that the award was both an encouragement and a challenge.The Director, Public Affairs at NCC, Dr. Ikechukwu Adinde, who received the award on behalf of the NCC Boss, added that the award is a boost to do more, especially in the area of giving broadband access to all Nigerians, which will ultimately, accelerate the digital economy agenda of the federal government.“It is heartwarming that NASAL has found our EVC and CEO deserving of this award. The award is an acknowledgement that his accomplishments have not gone unnoticed. We at the NCC, value this gesture, which writes the history of Professor Danbatta’s achievements in a very distinctive and enduring way,” Adinde said.While acknowledging the justifications adduced by NASAL for recognising Danbatta, Adinde cited various indicators that measure the performance of the telecom sector, which clearly shows that the sector has been growing over the years and more impressively, in the last five years of Danbatta’s leadership.“From the recent industry statistics and other relevant macro indicators, the telecoms sector, under Danbatta, has recorded positive growth in terms of active voice subscriptions, internet subscriptions, teledensity, broadband penetration and contribution to the Gross Domestic Product (GDP),” he said.Earlier, the Director-General of NASAL, Hon. Uchechukwu Chukwuma, who led a five-member delegation to the Commission to present the award a the Commission’s head office, had noted that “the award from NASAL not only underscores the remarkable leadership role by Danbatta in deepening the development and growth of the telecoms sector at the grassroots but also demonstrates the pivotal role of the EVC as a change agent, a catalyst for national development and a great Nigerian patriot.”He said in the last five years, NASAL, as the body of state lawmakers in the country, has consistently monitored the activities of the Danbatta-led NCC and observed notable improvements in telecoms services across state constituencies in Nigeria.“Danbatta’s efforts have manifested in enhanced access to the Internet by our people, which has given them the opportunity to participate and ventilate their views constructively. As you know, citizens’ participation in political activities is one of the attributes of an ideal democracy and Prof. Danbatta has helped to promote this idea,” Chukwuma said.The NASAL’s award to Danbatta is justified by the statistics from the Commission which showed that when Danbatta came on board five years ago, 217 access gap clusters were identified in the country, with 40 million Nigerians excluded from access to telecoms services. Five years after, however, the access gaps have reduced to 114 clusters with an additional 15 million Nigerians now connected. -

Konga Set To Launch ‘Konga Bulk Monday’
Konga is set to unveil a revolutionary new solution – Konga Bulk – which the company says will represent the new normal for forward-thinking businesses and consumers in the Nigerian corporate space.
Konga Bulk is set to go live on Monday, September 21, 2020.Through this initiative, Konga is rolling out a mega platform which has been touted a potential game-changer, offering manufacturers, distributors, resellers as well as Small and Medium Enterprises (SMEs) an opportunity to take advantage of Konga’s world class assets including its secure regional warehouses, smart offices, cutting-edge technology, advanced logistics capabilities through an internally-owned subsidiary, Kxpress and its Central Bank of Nigeria-licensed payment platform known as KongaPay. This is in addition to leveraging Konga’s e-Commerce engine and extensive marketing expertise in bringing their products and services to the consciousness of millions of Nigerians nationwide.
Konga is taking a huge burden off the shoulders of manufacturers and other business owners in Nigeria through this ambitious project.
By allocating physical office and warehouse spaces to partner businesses and placing its many other cutting-edge assets at their disposal, Konga is ushering many into the new normal by bringing succour to corporate entities, many of whom have been encumbered by the COVID-19 pandemic.
Furthermore, Konga Bulk will play a very important role, bridging the gap to genuine products and services between manufacturers, distributors, resellers, bulk buyers and consumers. Resellers and other bulk buyers can also take advantage of best prices available for genuine products exclusively through Konga Bulk.
Vice President, Strategic Business, Kalu Johnson, says businesses who sign up on Konga Bulk have a lot to gain.
‘‘Konga Bulk is a very ambitious project which we have positioned as the new normal. It is a unique opportunity for manufacturers to take advantage of the huge assets and real estate, both physical and virtual, available at Konga.
‘‘We have invested significantly and strategically in various areas of our operations. Today, Konga owns arguably the largest single warehouse space in Lagos in addition to other similar massive infrastructure in other parts of the country such as Onitsha, Port Harcourt, Uyo, Abuja, Owerri and other locations.
‘‘As a manufacturer, distributor or business owner signed up on Konga Bulk, you no longer have to worry about owning your own office or warehouse space. Nor do you have to bother about the heavy investment in logistics, delivery, payment solution, technology, marketing or activations. You can rely on Konga’s world class competencies and assets in these areas.
‘‘Businesses must find a way to rebound from the difficulties occasioned by the COVID-19 pandemic. Konga Bulk, which is focused on ushering in the new normal, is one of the innovations we have come up with to provide a way out,’’ he concluded.
Konga Bulk goes live online at www.konga.comand offline in every Konga retail store nationwide on Monday, September 21, 2020.
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Nigerians Anticipate The Launch of ‘Unprecedented’ Tech Experience Centre
After weeks of anticipation and suspense, excitement is on the rise as TD Africa, Sub-Saharan Africa’s biggest tech, lifestyle and solutions distributor and one of the companies in the Zinox Group, is set to raise the curtains on the Tech Experience Centre, an ambitious technology project that is widely expected to bridge the gap to cutting-edge technology for millions of Nigerians.This is first time in the history of man and technology that global tech giants such as Cisco, Dell EMC, HP, Microsoft, Samsung, Philips, Bosch, Schneider Electric and Zinox, among others, are coming together to establish their respective experience centres under one roof to create a truly immersive and rich experience of latest technologies in action.The revolutionary Tech Experience Centre, the first of its kind in Africa, is set for launch on Thursday, October 1st 2020, incidentally the occasion of Nigeria’s 60thIndependence Anniversary by 12noon, with the launch streamed live online for the benefit of tech enthusiasts.The Tech Centre is widely expected to boost Nigeria’s relevance in the global technology race and shore up the country’s march to technology independence.For the first time, Nigeria will play host to the latest global technologies including those not normally available in Africa, offering all classes of visitors a first-hand experience of new gadgets, solutions and infrastructure that would have previously required a visit abroad, thereby saving corporate organizations, government establishments and individuals money or scarce foreign exchange expended on these trips.Also raising the excitement for the launch of the Tech Experience Centre is its status as one of the greatest achievements in Nigeria’s technology history and a huge confidence-booster in the Nigerian economy, despite the challenges faced by the current administration which has shown greater commitment in leveraging technology in building a digital economy for all Nigerians.Meanwhile, the auspicious project cited within the prestigious Yudala Heights on Idowu Martins Street, Victoria Island will be flagged off by the Minister of Communications and Digital Economy, Dr. Isa Ali Pantami who is expected in Lagos for the official commissioning of the centre. Also expected to attend the launch are stakeholders from the technology sector, corporate egg-heads and other dignitaries, not exceeding 50 in line with the current guidelines on public gatherings occasioned by the COVID-19 pandemic.Nevertheless, the event will be streamed live to millions of Nigerians via various digital channels.Already, a number of globally-renowned international tech giants, all of whom will be housed within the Tech Experience Centre, will provide real time information, support and expertise to visitors and other prospective customers, eager to be acquainted with the technologies on ground.Quite significantly, the unveiling of the Tech Experience Centre resonates with the recent call by the Chairman, Zinox Group, Leo Stan Ekeh on the Federal Government to declare October 1st 2020 Nigeria’s technology independence day. Ekeh, a serial digital entrepreneur, had based his recommendation on the giant strides recorded by the country in the area of Information and Communication Technology (ICT).‘‘October 1st 2020 is traditionally Nigeria’s Independence Day. It is a day that commemorates Nigeria’s emergence as a sovereign state. Considering the massive strides recorded so far in our journey to technological emancipation, the Federal Government should strongly consider declaring October 1st Nigeria’s technology independence day,’’ Ekeh had suggested.Webmaster -

Challenges of Remote Workers In The New Normal
A growing list of companies recently revealed that Technology may be the only solution as workers wait to return to their corporate workplace as the pandemic resurgence materializes in UK and other parts of the world.
Recently, Apple Stores tried to reopen but had to shut down again amid continuing COVID-19 infections. It only took a few weeks for Apple to close its retail stores after reopening to the public, sending its employees back to work from home. Many companies are likely to follow suit as coronavirus cases continue to spread.
For those business that got it right reopening their workplaces the first time around, they should be in pretty good shape for round two. But others that struggled to get a handle on operations will likely find themselves again in chaos — especially where IT is concerned for the transplanted work-from-home employees.
Unsolved challenges exist in either scenario. No one formula is an ideal approach for companies going back-and-forth between in-person and remote work. The lessons learned from the first transition suggest companies with the right tools and strategies in place will be significantly better off.
Most organizations will face common challenges with staff working in the same space again:
How do they use elevators in office buildings?
How do they cater in the cafeteria?
Do employees still have access to the break room with common appliances and a shared space?
How do employees organize meetings in conference rooms that are meant for a specific number of attendees?
These are the basic questions confronting business managers as they race to reopen their workspaces to large crowds of workers, observed Mounir Hahad, head of Juniper Threat Labs at Juniper Networks.One of the serious challenges involves not only the health of employees but the health of company electronics. Those issues persist whether employees work from home or return to the office.
“Unfortunately, during these times when many organizations have been forced to shift to a more distributed business model, hybrid work practices are causing organizational challenges related to rising cybersecurity risk, defenses being tested, and weaknesses being exposed,” Hahad told TechNews.
Business continuity may lighten up or override previous security requirements to address system overload, which leaves vulnerabilities open. Companies must find a way to ensure cybersecurity remains a top priority and keep their guard up.
“It is especially important that organizations emphasize employee education around cybersecurity,” he urged.
Addressing Risks
Some advanced WiFi access points do have the ability to precisely monitor users’ locations throughout their workday as they move around the buildings and record the data for future use. This is of tremendous help to the security and safety team who can identify hot spots where employees tend to congregate, or to trace back the proximity of an infected employee to other employees or visitors, noted Hahad.Additionally, hybrid work environments can identify new opportunities for organizations to reassess their business continuity plans and network security processes. As early experiences suggest, transparency, flexibility and iteration are key in return-to-workplace plans amid possibly several rounds of back-and-forth restarts, depending on COVID-19 infection rates.
“Businesses must continue to address the ways employees connect to the network and how to deploy technology to enable and protect those connections, regardless of work environment,” Hahad said.
Common Challenges
Navigating the remote-to-office scenario that companies face to regather their workforces is stressful for both the displaced workers and their company managers.Coworkers will spend an inordinate amount of time reconnecting early on, which will likely have a large impact on productivity at first, suggested Chris Triolo, vice president of customer success at Respond Software.
“Employees may struggle with productivity as they adapt back to the office environment. The return of the commute may affect employees’ happiness temporarily and likely will result in fewer hours worked per day,” he told TechNews.
Two other primary issues surface in the WFH-to-office return flip flops. One is the Security Operations Center (SOC); the other is the deployment of corporate communications assets.
“While some industries are suited for remote work, there are several industries for whom this working style presents many problems,” Triolo noted.
For instance, cybersecurity operations is not an industry that should operate remotely long-term. Home offices tend to be on “unsafe” networks that lack all the security controls and technology that the corporate office maintains.
Another consideration is what to do with corporate assets, such as laptops and phones that were distributed. Are companies expected to collect them all upon return? A good deal of logistical work comes to mind with this scenario.
“While everyone I appreciate a change now and then, we risk employees’ focus, happiness, and productivity by see-sawing back and forth between in-person and remote work. While some companies have run a hybrid model all along, most employees who are new to the work-from-home and/or the hybrid structure may really struggle with it,” Triolo explained.
Lessons Learned
The first transition from office to WFH taught company managers some surprising lessons. Many companies learned for the first time that it is possible to have a remote workforce.In addition, the productivity question was resolved: employees ended up just as productive — and in some cases more productive — than when they worked in the office full time.
“We also began to recognize that remote employees can reduce the costs of running our business, for example, with the leasing of office building space, decreased spending on utilities, and day-to-day overhead costs,” Triolo noted.
But businesses also learned that we had a lot of work to do to get our employees the tools they need to work from home safely. These include laptops, corporate VPNs, and other collaborative tools such as Zoom, Slack, and Microsoft Teams or Google Meet.
“There was an initial scramble to put the technology and policies in place, but now that we’ve done it, we can move from the office-to-home work lifestyle again much more easily,” he said.
The lessons businesses learned include a need for planning and major adjustment when it comes to making the switch between working at the business premises and remotely, according to Melissa Cadwallader, HR leader at ZenBusiness.
“Businesses were initially required to make provisions for continued communication with socially distanced employees. There has also been a need to focus on the health and safety of those workers expected to return after the months of isolation. The wearing of face masks and arrangement of worker shielding has become the new workplace norm, given continuing concerns over the pandemic,” she told TechNews.
The Journey Back
Transitioning back to the office will present companies with a need for the change and adoption of policies for the protection and engagement of employees going back and forth between in-person and remote work. There will also be a challenge when it comes to maintaining business as normal, Cadwallader offered.“Employees have to adapt to different working practices. There may well be a decrease in productivity and engagement given the continued uncertainty over working arrangements,” she said.
The remote-to-office scenario poses serious challenges for companies from a health standpoint. It is opening more doors for COVID-19 contraction, warned Craig Williams, CIO at Ciena.
“If employees coming into work have been quarantined, making them come into the office raises the question we seem to forget in the equation — how did they get to work? If the answer is by public transportation such as a train or bus, then the risks of exposure are further expanded,” Williams told TechNews.
Then there is the liability issue that companies face in reopening corporate workspaces, warned Williams. Even if all the employees drove to work with their own cars so their exposure rates are low, without the right socially-distanced office setups — like plexiglass shields between cubicles — companies are facing immense liabilities by opening back up too soon and putting not only employees but their families at risk as well, he explained.
“The first transition has clearly outlined why it is too soon to open back office spaces without taking all the right precautions, and it has also shown that perhaps even with all the seemingly right precautions, the virus can still run rampant.
“Many employees are hesitant about going back to the office right now so companies must use this as an opportunity to listen and follow their lead,” he suggested.
Growing Opposition
Remote workers made to rush back to the office too soon may actually choose to quit instead. According to a survey by Azurite Consulting that tallied the views of 3,500 people, one-in-four office workers would quit if asked to return too soon. That includes 26 percent of employees and 21 percent of managers.Key findings from that survey include:
54 percent of high-risk employees want to continue working remotely.
70 percent of Americans see taking public transportation to work as unsafe.
To foster a safe return, office workers want face masks and investment in better hygiene before they return. A majority (56 percent) want mandatory face masks, while 42 percent want sanitizers or disinfectants at their desks, and 36 percent want reduced office capacity at any given time.
15 percent want daily temperature checks, and 16 percent want weekly COVID-19 testing.
The Azurite survey also revealed:54 percent of companies in major downtown centers have intent to downsize their footprint, and 55 percent plan at least some relocation of employees.
11 percent of urban dwellers contemplate a suburban move and 25 percent a rural move. Meanwhile, 28 percent er suburban dwellers contemplate a rural move.
“We are reaching a point where companies are looking to get people back in their office spaces, but clearly we can’t resume pre-pandemic practices. Leaders now have to manage the influx of people arriving to high-rise office buildings in densely populated cities like Chicago and New York. Workers need to access the building, go up elevators and get to the office as safely as possible,” Matt Fairhurst, CEO and cofounder, Skedulo — a deskless worker productivity software company — told TechNews.Some spaces have made new rules limiting the number of people in an elevator or have enacted social distancing. Companies are taking it upon themselves to phase people back into the office. This involves limiting the capacity of employees allowed on a given day. “But how can we more effectively manage this?”, he questioned to illustrate the issues involved with return workers to corporate offices.
Potential Answers
Skedulo could have a solution to easing and managing the transition back to the office. The company is exploring the idea of applying high capacity-based scheduling technology, Fairhurst announced. That software automatically and intelligently helps organize large quantities of people using appointments to enter the office.“Think about scheduling workers’ arrival times, limiting the number of people in elevators, and taking into account the total number in an office, especially for large companies with one central office. This can be overwhelming to manage,” he said.
If too many individuals arrive at once, people could congregate in the lobby, possibly breaking social distancing rules and increasing the risk of spreading COVID-19. Using capacity-based scheduling, an employee could check if a low volume window is available to work in the office, book his/her arrival time, check-in via a contactless QR code at the front desk, and ride up the elevator. All of that would follow appropriate social distancing measures with the knowledge you will not be turned away at the front door.
“The technology can automate appointments and triage if there is a backup somewhere, meaning if a cluster of people arrives at once, it can intelligently reschedule the rest of the day, helping reduce potential exposure,” said Fairhurst.
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The Samsung Vision 6G
Although many people haven’t wrapp bed their minds around 5G mobile technology yet, Samsung has already started talking about 6G.
In a recent report, the South Korean electronics giant reveals its 6G vision of the future, including technical and societal megatrends, new services, requirements, candidate technologies, and an expected timeline of standardization.
“While 5G commercialization is still in its initial stage, it’s never too early to start preparing for 6G because it typically takes around 10 years from the start of research to commercialization of a new generation of communications technology,” Sunghyun Choi, head of Samsung’s Advanced Communications Research Center, explained in a statement.
In its report, Samsung predicted that earliest commercialization of 6G could occur as early as 2028, with mass commercialization taking place roughly two years after that.
The standards groups that develop protocols for mobile telecommunications, known as the 3rd Generation Partnership Project, or 3GPP, roll new standards about every decade or so, noted Kevin Krewell, a principal analyst in the San Jose, Calif. offices of Tirias Research, a high-tech research and advisory firm.
“Assuming there’s no big hang up in committees, the Samsung prediction seems about right”.
Leaving 5G in the Dust
Samsung also sees the technology taking a huge performance leap over 5G networks, which are currently barely getting off the ground. Peak data rates for 6G will be 1,000 gigabits per second, or about 50 times that of 5G, and air latency — the time between when an instruction is issued and when it’s performed — of 100 microseconds, or one-tenth the latency of 5G.“The goals of 6G will be to take 5G to the next level of magnitude on bandwidth and latency,” Krewell said.
“The overall goal is to make 6G connectivity even more reliable and robust than 5G, allowing more connected services, such as radio connected drones and real-time augmented reality glasses,” he continued.
Diagram of key performance requirements between 6G and 5G
A comparison of key performance requirements between 6G and 5G [Credit: Samsung]
Reliability will be a sensitive issue if 6G is used to control autonomous vehicles, observed Jack E. Gold, founder and principal analyst at J.Gold Associates, an IT advisory company in Northborough, Mass.
“6G will need to expand on reliability because if you’re using things like autonomous vehicles, you can’t have signals going away and causing car crashes,” he told TechTV Network.In its report, Samsung maintained that 6G will be used for advanced services, such as immersive extended reality, high-fidelity mobile hologram and use of digital “twins” in virtual worlds.
Use Cases
Predicting use cases for 6G may be a little premature, however.“It’s hard to know what will be the technology that drives the adoption of 6G,” Krewell said. “In 2010, did we know that AR and VR, autonomous vehicles, and drones would be high on our list of uses for 5G?”
“It’s really hard to conceptualize what the use cases for 6G might be, when we’re still trying to figure out the use cases for 5G,” added Jason Leigh, a senior research analyst for mobility at IDC, in Framingham, Mass., a market research company.
Nevertheless, if 6G lives up to its speed and latency specs, it could be used in a variety of ways.
“Features like these could support a wide range of advanced education, training and certification processes in various industries,” said Charles King, the principal analyst at Pund-IT, a technology advisory firm in Hayward, Calif.
“They could also enhance remote support for healthcare and other hard to come by services for rural communities,” he told TechNewsWorld.
“Immersive applications for product and industrial design are likely,” he added. “There will also likely be numerous military applications, from advanced communications to real-time battlefield analysis.”
Propagation Problems
Because 6G will be operating in the terahertz bandwidth, it’s expected to encounter problems similar to those currently facing 5G millimeter wave technology. That’s acknowledged in the Samsung report.“To cope with the difficult propagation characteristics of THz band,” the report noted, “it may be natural to enhance the massive MIMO technology that was introduced to support millimeter wave (mmWave) band in 5G. Since the THz band requires much more antennas than the mmWave band, there may be significantly more practical difficulties.” MIMO — multiple-input, multiple-output — is a way for multiplying the capacity of a radio link.
“The challenge with millimeter waves is they can only travel three blocks, and they don’t penetrate doors very well,” Leigh told TechNewsWorld. “When you get up to that terahertz level, those propagation issues multiply.”
Initially, wireless carriers will likely adopt the same phase-in strategy they’re using with their 5G transition when they introduce 6G. Early 6G phones will support 5G and 6G until the newer technology becomes ubiquitous.
“You take the best of what’s already available and leverage that to take you to the next step,” Gold explained. “Eventually, you reach the next step and get rid of the older stuff.”
More Machines Than People
If 5G is any indicator, carriers could have problems selling 6G to consumers.“The sell for consumers seems pretty hazy,” King said. “That is, unless vendors come up with entirely new types of devices and form factors.”
“Businesses which could utilize 6G features and functions to improve efficiency, lower costs or create new market opportunities seem the likeliest targets,” he added.
However, consumers may not be playing as big a role in 6G adoption as they’ve played in past new generation rollouts.
The Samsung report noted that it’s expected that the number of connected devices will reach 500 billion by 2030, which is about 59 times larger than the expected world population at that time of 8.5 billion.
Mobile devices will take various form-factors, it continued, such as augmented reality glasses, virtual reality headsets, and hologram devices.
Increasingly, it noted, machines will need to be connected by means of wireless communications. Such connected machines will include vehicles, robots, drones, home appliances, displays, smart sensors installed in various infrastructures, construction machines, and factory equipment.
“As the number of connected machines grows exponentially, those machines will become dominant users of 6G communications,” the report maintained.
“Looking back at the history of wireless communications, technologies have been developed assuming services for humans as the major driving applications,” it continued. “In 5G, machines were also considered in defining requirements and developing technologies.”
“We expect new 6G technologies have to be developed specifically to connect hundreds of billions of machines taking into account what is required for machines,” it predicted.
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News Rules: Information Security
Warren Buffet once said, “Only when the tide goes out do you discover who’s been swimming naked.” You can cover over a host of sins when times are good, but bad or unsafe practices will be exposed when times are rough.
Time and experience have borne out how accurate this witticism has been in the financial arena — and we’re now seeing how it can be true when it comes to the intersection of information security and COVID-19.
From an information security standpoint, current events have brought about a “new normal” in what we do and how we do it. The pandemic has impacted almost every aspect of security in some way — from security operations to security management to security planning and beyond.
Some organizations, particularly those that have embraced operational agility and resilient modes of service delivery, have found the transition relatively painless. Some even have derived unexpected competitive advantages. Others, like those that have rigid operational processes or rely on less resilient strategies, have found it less so.
Ultimately, when we finally reach a “post-COVID” state, there will be plenty of time to analyze what surely will be many lessons learned from the decisions we’re making today (and the legacy of the decisions that we made in the months and years leading up to today.)
However, it’s likely that many weeks or months will pass before we can get to that systematic and analytical retrospective. Yet even though the data will be slow in coming, we can draw out some trends — though still anecdotal — based on what we see in the world around us.
There are lessons we can learn to inform how we plan for the remainder of this crisis, and they may inform the questions we ask when the time for retrospective analysis does come.
The Threat Landscape
The first area for productive exploration involves changes to the threat landscape. Now, it bears saying that it’s early in the cycle, and there’s limited data about the direct impacts associated with the operational changes that we’ve made to accommodate “work from home” orders and increased “externalization” of technology services.Because of this, it’s important that we be ready to adapt or gainsay what we observe anecdotally in light of hard data that is sure to be coming. Caveat aside, we have seen some concerning trends emerge that are observable (though perhaps not yet directly quantifiable) as it pertains to the threat landscape.
We’ve seen an increase in attacks against the healthcare sector. These run the gamut from ransomware and phishing to more sophisticated attacks.
While this is obviously horrifying, given that these are the same institutions that are responsible for treating the onslaught of COVID patients, it is informative in that it gives us some insight into how attackers operate.
We’ve also seen an emergence of attacks against videoconferencing applications: for example, uninvited external participants in conferences (i.e., “Zoom crashing”) along with a steady stream of security vulnerabilities in popular videoconferencing platforms.
These facts tell us two things about attacker activity that might be tougher to see in normal times, providing a different frame of reference to observe how attackers have pivoted in response to new business conditions.
First, attackers continue to use contextual events as fodder for attack campaigns. This is perhaps not that surprising in itself, but it is valuable when combined with the observation that they are tending to concentrate attacks against exactly those industries that have their hands full already in the midst of the crisis. Attackers go after the vulnerable — and they leverage context to do so.
Second, many long have held that the size of the target increases the prevalence of attacks. For example, when a large population of users employ a given tool, the size of the target increases. Again, this might be something that seems obvious at first blush, but watching it happen — for example watching attacks against videoconferencing applications go from “all but unheard of” to “commonplace” in proportion to increased usage — is noteworthy.
Noticing these patterns isn’t exactly rocket science because they’ve long been expected, but watching the pivot happen in front of our eyes makes it that much more clear.
BYOD and Cloud
It is interesting to observe how organizations have adapted to BYOD and externalization (e.g. cloud). Even organizations that historically have been reluctant to embrace cloud services and allow use of employee-owned devices for business purposes in many cases have had to allow some lessening of restrictions in order to maintain worker productivity. Some have said that the changes translate to the final death knell for the traditional network perimeter.It is unlikely we will we see a complete elimination of the perimeter as a result of the adaptations we’ve made in response to current conditions. However, the pandemic could lead to a faster erosion of it. Some organizations on the other side of COVID (whatever that might look like) might find it difficult to re-introduce restrictions on BYOD after users have acquired the habit and developed a taste for using their own phones, laptops,and Internet access to support their work.
Likewise, organizations that historically have been loath to migrate critical services or applications to the cloud — and are doing so now out of necessity — may find that inertia works in favor of leaving those services external rather than bringing them back inside the traditional perimeter.
The reason it pays to think through these things is that now can be a good time to gather information. If you’ve been worried about the economic or customer impacts of cloud and you’ve made an emergency short-term transition now, collect what information you can about the economic performance.
In situations where workers previously were not able to use their own devices but can do so now, for the short term, collect whatever information you can about their usage. Take advantage of the opportunity to learn something that potentially can help you decide what kind of organization you want to be on the other side of this terrible situation.
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COVID-19 : NCC processes 1, 500 calls via Emergency Communications Centre
Information revealed by the Executive Vice Chairman of the Nigerian Communications Commission (NCC), Prof. Umar Garba Danbatta, has shown that over 1,500 COVID-19-related calls were received and processed through the Commission’s Emergency Communications Centres (ECCs) in the peak of the pandemic in Nigeria.
While speaking at the commissioning of another Emergency Communications Centre in Owerri, Imo State last week, Danbatta stated that the ECCs played a remarkable role by providing a platform for members of the public to seek lifesaving information or support and reporting COVID-19 related cases.
“I am happy to report to you that over 1,500 COVID-19-related calls were received and processed by the ECCs in the peak of the pandemic,” he announced.
He noted that Nigerians were able to dial ‘112’ from any of the networks at the peak of the lockdown as the ECC project is equipped with necessary Information Technology (IT) tools and personnel.
The NCC’s Emergency Communications Centres is a one-stop-shop through which members of the public can access help from any response agency, The centres are essentially aimed at enhancing the security of lives and property of the citizens.
Some of the response agencies are the Nigeria Police (NPF), the Federal Road Safety Commission (FRSC), the Nigerian Security and Civil Defence Corps (NSCDC), the Fire and Ambulance Services, the National Emergency Management Agency (NEMA) and all its affiliate State Emergency Management Agencies, among others.
While restating the Commission’s commitment to operationalise the ECCs in all the 36 states of the Federation and the Federal Capital Territory (FCT), Abuja, the NCC Boss said 19 ECCs have been activated so far. The beneficiary states include Katsina, Kaduna, Kano, Kwara, Ogun, Plateau, Enugu, Benue, Akwa-Ibom, Cross-River, Oyo, Edo, Ondo, Ekiti, Adamawa, Kogi, Anambra and Imo States and FCT.
“We have no doubt that, if put to maximum use and kept functional at all times, the ECC facilities will serve to complement the State Government’s efforts at enhancing the security of lives and property of citizens,” he added.
The Commissioning of the ECC was done by the Honourable Minister of Communications and Digital Economy, Dr. Isa Pantami.
The event which was hosted by the Executive Governor of the State, Sen. Hope Uzodimma, had in attendance, the Chairman, NCC Board of Commissioners, Prof. Adeolu Akande; Chief Uche Onwude, NCC Board Member; Mr. Kashifu Inuwa, Director General of the National Information Technology Development Agency (NITDA), among other dignitaries.
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Right of Way: The Ekiti State Example
Many things in Nigeria appear unfixable. Things that other countries take almost for granted we seem to struggle with, eternally. It is a characteristic that pervades nearly everything we do as a country. It continues to impact negatively on the nation’s growth.
Take communications. Almost two decades after the liberalisation of the nation’s communications sector, operators and regulatory agencies still point to the same things as hindering the growth of the sector – multiple taxations and Right of Way (RoW) approvals. Right of Way is particularly contentious as it directly stalls the growth of the sector and impacts on the quality of service.
This is how it works. To extend the reach of its services operating companies need to lay fibre optic cables to access relevant locations. To do this they must seek and gain approval from the government and relevant agencies. Governors have instituted a charge for RoW. This process aside from being cumbersome and time-consuming is equally quite expensive.
The RoW charge is the levy paid to state governments for the right to lay of optic fibre by telecoms operators. It is curious that charge only applies to telecom services providers, whereas there are other players that require RoW. For instance, oil industry for the pipelines, power companies for electricity cables and maybe water cooperation for water pipes.
The sad part is that state governments now view RoW charges as a money-making venture. Some have set up agencies to collect this supposed largesse and few others collaborate with private companies to collect and distribute the proceeds. It is every shade of wrong and untidy. Sadly, telecom service providers appear to be the only victims.
This was the case until the Ekiti state government decided to buck the trend. Last week, the state governor, Dr. Kayode Fayemi announced that the government has slashed the right of way charges for telecommunications infrastructure from N4, 500 to N145 per meter.
The governor signed an Executive Order reducing the Right of Way charges related to laying broadband or any other telecommunications infrastructures from N4, 500 to N145 per meter. He noted, “This is part of the government’s strategy to create an enabling environment for businesses, ensure ease of doing business, and reduce barriers to capital investments and broadband services in the state.”
The order read in part: “The government of Ekiti state is desirous of providing all those living in Ekiti state, especially rural communities with access to reliable, affordable broadband connectivity. Broadband connectivity across Ekiti state will enhance the ability of the government of Ekiti state to increase economic prosperity; attract new businesses, enhance job growth, extend the reach of affordable, high-quality healthcare, enrich student learning with digital tools, and facilitate access to the digital marketplace.”
Ekiti State has demonstrated beyond the rhetoric that it is truly committed to increasing connectivity in its domain. It has shown that honour and Integrity are not mere words but action, solid actions. The Ekiti State government has, by this action, written its name in gold letters in the history of the nation’s telecom development.
Ekiti has shown beyond a doubt that it seeks the best for its citizens. It has demonstrated that it understands what it takes to compete in the digital era. By this action, the state is actively calling on operators to come and invest in the state.
Ekiti State is saying loud and clear that it is ready for business.
There are insinuations the state is only assenting to the rates agreed by the NEC to create a uniform Right of Way (RoW) charge of N145 per linear meter of fibre. It is neither here nor there. The state government has simply taken the lead. It has shown that it can be done. Other states now need to quickly follow suit. For now, Ekiti State deserves all the commendations.
The benefits of widespread connectivity are incalculable. The governor spoke of “affordable broadband connectivity.” This precisely what this about widespread availability of high-speed, always-on broadband internet connectivity.
Broadband is rightly regarded, rightly, as a powerful general-purpose technology. Across the globe, it continues to drive widespread changes in the information and communication technologies (ICTs) space enabling among other things, cloud computing, internet of things, smart homes and cities and mobile apps.
Broadband is equally influencing innovation across many other sectors including financial inclusion, telemedicine and electronic government.
According to the World Bank, “A 10 percentage point increase in broadband penetration raised annual per capita growth by 0.9-1.5 percentage points.”
So, clearly, the government has done a good thing. It now needs to do other good things. It must seriously consider establishing ICT parks, create technology hubs, energize startups and precipitate. It also needs to find a way to make access to digital learning a key part of its education pillar.
Again, the Ekiti State government has taken a perennial challenge for operators in the Nigerian telecom space and made easy work of it. It has highlighted its appreciation of the importance of connectivity.
Connectivity boosts productivity. Every study supports this assertion. States interested in genuine development must reconsider their current stand on RoW charges. This is time to do the right thing and give your citizens a chance to explore and exploit the digital society.
What Ekiti has done is simple yet revolutionary. It is sort of out-of-the-box thinking that has immense potential to promote competition, drive innovation and guarantee market growth. It might have been a small step for the government but it is a huge leap towards making broadband opportunities reachable for all citizens in Ekiti state.
The goal, of course, is to deepen broadband penetration for the social and economic development of the country. Ekiti State has taken the first step. It is on the right track. Others must now follow suit.
Elvis Eromosele, a Corporate Communication professional and public affairs analyst lives in Lagos.
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MEET NIGERIA’S TOP 10 HIGHEST EARNING CEOS
1: Ferdinand Moolman, MTN Nigeria, N586 million
Ferdinand Moolman is Chief Executive Officer (CEO) of one of Nigeria’s biggest, non-oil foreign direct investment – MTN Nigeria Communications Plc. He was promoted to the position of CEO on December 1, 2015, as part of a major reshuffling of the telco’s operating structure which was aimed at strengthening operational oversight, leadership, governance, and regulatory compliance. Before then, he was the Chief Financial Officer (CFO), a position he occupied immediately he was transferred from MTN Iran cell where he was the Chief Operating Officer (COO). It makes a lot of sense that the CEO of the biggest company listed on the Nigerian bourse should be the highest-paid CEO in Nigeria. Moolman earned N586 million in 2019, 2.5% up from the N571 million he took home in 2018.2: Austin Avuru, Seplat, N440 million

Augustine Avuru, the co-founder and CEO of Seplat Petroleum Development Company Plc, is the highest-paid director in his company, and second highest in Nigeria for the year 2019. Prior to becoming the Chief Executive Officer of Seplat in May 2010, he was Managing Director at Platform Petroleum Limited, a company he founded. He had spent over a decade at Nigerian National Petroleum Commission (NNPC), holding different positions including that of wellsite geologist, production seismologist, and reservoir engineer. He had also worked as an exploration manager and technical manager with Allied Energy Resources in Nigeria, a pioneer deepwater operator, where he spent ten years before starting Platform Petroleum Limited in 2002. He is also a director of MPI, which is listed on NYSE Euronext Paris. Avuru received N440 million as his remuneration in 2019, a shortfall of N44 million when compared to his 2018 earnings. Recall that Seplat had announced Roger Brown as the incoming CEO that will take over when Avuru retires on July 31, 2020.
3: Segun Agbaje, GTBank, N400 million
Segun Agbaje joined Guaranty Trust Bank as a pioneer staff in 1991 and rose through the ranks to become the Managing Director and Chief Executive Officer in 2011 after Tayo Aderinokun, the previous CEO, passed on. As CEO, Agbaje took N400 million home in remunerations for the year 2019. This shows an increase of N16 million from his N384 million remuneration in 2018, and given the impressive results that the bank showed for the year, we can say that it was duly justified. He was recently elected an independent member of the Board of PepsiCo, the American owners of popular beverage drinks Pepsi and Moutain Dew. As Nairametrics reported, Agbaje will officially assume his duties as a board member and audit committee member at PepsiCo by mid-July.4: Yaw Nsarkoh, formerly with Unilever Nigeria Plc, N330 million
Yaw Nsarkoh has had a long career within the Unilever Group, occupying top positions like the African Regional Brand Manager, Production Manager for Unilever Ghana, among others. He headed several regional headquarters of the global manufacturing company, especially in Africa. He also served as a Strategic Assistant to Unilever’s President for Asia, Africa, Central, and Eastern Europe. He resigned from his position as Managing Director in December 2019, to take up new roles within the Unilever group across Europe. He was succeeded by Carl Raymond Cruz in January 2020. Prior to his departure, he earned N303 million in 2019, 8% less than the N330 million he earned in 2018.5: Michael Puchercos, formerly with Lafarge Africa Plc, N272 million
For the financial year ended December 31st, 2019, Michael Puchercos earned N272 million, marking an 18.7% increase when compared to the N229 million he earned in 2018. Before his appointment as Lafarge Africa Plc’s CEO, he worked in various capacities within the cement industry for two decades. He was the President & Chief Executive Officer of Lafarge Halla Cement; Director of Strategy and Systems at Lafarge Gypsum; Chief Executive Officer of Bamburi Cement and Hima Cement; and Chairman of Mbeya Cement in Tanzania. He resigned from Lafarge in January 2020 to join competitor brand, Dangote Cement Plc and was succeeded by Mr. Khaled Abdelaziz El Dokani, the former country CEO of Lafarge Holcim Iraq.6: Jordi Borrut Bel, Nigerian Breweries Plc, N271 million
Jordi Borrut Bel is the Chief Executive Officer and Managing Director of Nigerian Breweries Plc. Mr Bel is an experienced manager and has served in Heineken’s different subsidiaries across different countries. He was Managing Director at Brarudii SA, Manager-Project Distribution at Heineken Slovensko AS, Brand Manager at Heineken France SAS and Director-Sales & Distribution at Heineken España SA. His last position prior to coming to Nigerian was that of the Managing Director of Heineken Burundi. Bel’s earnings experienced a quantum leap from N190 million in 2018 to N271 million in 2019, an increase of about 42%. He was the sixth highest-paid CEO in 2019.7: Mauricio Alarcon, Nestle Nigeria Plc, N218 million
Seventh on the list is Mauricio Alarcon, the Chief Executive Officer of Nestle Nigeria Plc. Alarcon was appointed CEO in 2016, after a progressive 17 years career with the Nestle brand. He started as Area Sales Manager with Nestle Mexico and later became a Senior Brand Manager. He worked as Marketing Advisor at Nestle Headquarters in Switzerland, Country Manager at Nestle Cote d’Ivoire and later became Managing Director of Nestle Atlantic Cluster between June 2016 and September 2016, overseeing Senegal, the Gambia, Guinea, and Cote d’Ivoire. Alarcon earned N218 million in 2019, a slight increase from the N210 million in 2018 he earned in 2018, placing him 7th place in the list.8: Lars Richter, Julius Berger Nigeria Plc, N217 million
Presently, Lars Richter occupies the position of Managing Director & Director at Julius Berger Nigeria Plc, a position he was appointed to in 2018. Before this appointment, he had garnered over 16 years’ experience in the construction industry, with 10 years spent in Nigeria, in different positions including Division manager, Project manager, and Project engineer. Richter places 8th on this list, with an income of N217 million in 2019. This is quite a significant reduction from the N319 million he received in 2018 although there is no obvious justification for this.9: Emeka Emuwa, Union Bank of Nigeria, N172 million
Emuwa earned an annual net income of N172 million in 2019, the same as he did in 2018. He was appointed CEO of Union Bank of Nigeria in November 2012, after a progressive 25-year banking career at CitiBank across several African countries. He started out as a Management Assistant at Citibank Nigeria Limited and was later promoted to the position of Country Head, Cameroon. At this time, he was also overseeing all the bank’s activities in the Central African region, including Congo and Gabon. He occupied strategic positions in the company across several countries like Tanzania, Ghana, Niger, and Nigeria, serving as the CEO between 2005 and 2012, before he took up the appointment with Union Bank Plc.10: Imrane Barry, Total Nigeria Plc, N163 million
Total Nigeria Plc has Imrane Barry as its Managing Director. Imrane is not new to the Total group as he had previously served as Managing Director of Total Uganda in 2013, Total Cameroon SA in 2015 and Total Nigeria Plc in 2018. He also worked with other Total affiliates in Kenya and Ivory Coast, at SEP-Congo as the Technical and Transport Director, and in Paris as the Strategy and Development Senior Officer. He was appointed Deputy Executive Vice-President of Total Africa & Middle East in 2012, Before joining Total, Imrane worked in several capacities in Engineering and Construction Companies in Guinea Conakry, Cote d’Ivoire and Gabon. Imrane took home N163 million as remunerations in 2019, 41% more than his 2018 earnings of N115 million. -
TOP 10 NOLLYWOOD MOVIES ON NETFLIX
While staying at home due to the coronavirus pandemic isn’t something we’d ordinarily want to do, a lot of us have found creative ways to curb the boredom by creating routines and finding joys in the little things that ordinarily brought us joy before now. So whether it’s trying out new recipes on that YouTube channel or baking banana bread, all of these are valid reasons to stay busy until we’re expected to go out.
For us, one of the things that have kept us sane over time is streaming giant – Netflix. Over the past couple of months, we’ve spent time watching shows and catching up on exciting films on the platform. Before the coronavirus, Netflix had made a move to launch officially in Nigeria. According to most pundits, this move is expected to translate to the onboarding of more Nigerian content on the platform. All of this is strategic, seeing as Netflix recently rolled out two African original series – Queen Sono and Blood and Water, both set in South Africa.
Since 2015 when Kunle Afolayan’s October 1st was onboarded to Netflix, more and more Nigerian films have made their way to the platform after cinema runs, and this has become more frequent in recent months.
So TechTV Entertainment binge-watched all of the Nollywood films on Netflix and ranked the top ten:
10. The Figurine
In Kunle Afolayan’s film, two friends find a mystical sculpture that bestows good luck for seven years but has dark consequences in the years that follow. This film is refreshing and offers a breath-taking feel of a very traditional story from a more modern lens. It features the likes of Ramsey Noauh, Omoni Oboli and Funlola Aofiyebi.9. October 1st
Again, Kunle Afolayan’s October 1st has been called many things, including a “masterstroke for Nollywood” by Pulse Nigeria and indeed, there’s an element of truth in it. The film, set in 1960, tells the story of a Nigerian police detective dispatched to investigate the murders of women in a small community. It stars veteran actor Sadiq Daba alongside Kehinde Bankole and a host of other stars.8. Lionheart
Lionheart crossed off a few firsts in the Nollywood industry – it was the first original Nigerian film by Netflix, the first film to ever be submitted for an Academy Award and the first time that the ‘Julia Roberts of Nollywood’, Genevieve Nnaji, was behind the scenes as a director. Like Genevieve, Adaeze, the film’s lead, is looking to prove her worth and steps up to the task when met with not-so-pleasant scenarios.7. The Wedding Party
It is not a reach to say that the Wedding Party ushered a new audience of Nigerian cinemagoers. Till today, the film holds the record for the highest-grossing film of all-time. Directed by Kemi Adetiba, this film gives you a look into everything that is the typical Nigerian wedding, offering you humour and colourful scenes to go.6. Phone Swap
Kunle Afolayan’s 2012 film that was originally meant to be an advertising concept is definitely on this list. This film tells the tale of two people from different walks of life who accidentally switch phones and tread in each other’s shoes. Phone Swap is fresh and exciting.5. King of Boys
Eniola Salami, a businesswoman and philanthropist with a checkered past is drawn into a power struggle that threatens everything she holds dear. She has to fight and prove herself to be the king of boys in a Kemi Adetiba classic that lasts for about three hours. King of Boys features Sola Sobowale and Adesua-Etomi Wellington, reuniting off their Wedding Party chemistry, as well as stars like Toni Tones, Jide Kosoko and Reminisce.4. 93 Days
When the deadliest infectious disease, Ebola, known to man arrives in Lagos, 21 million people are put on the edge. 93 Days chronicles the events surrounding the importation and defeat of the virus, and, in a way, pays tribute to Dr Stella Adadevoh. The film was directed by Steve Gukas and features Bimbo Akintola, Somkele Iyamah and Bimbo Manuel.3. Isoken
Isoken
Jadesola Osiberu’s debut is a typical story of most Nigerian women – has a good life but her family is worried because she is unmarried. For this project, Jadesola enlists some of the finest actors to bring her concept to life. There is Dakore Egbuson, Joseph Benjamin, Funke Akindele and Damilola Adegbite all making this film a favourite any day.2. Kasala
In Kasala, four young men try to find a solution to a problem within 5 hours by exploring every avenue known to them. The best thing about this film is the progression of the storytelling and dare I say, it should be what a host of Nigerian films aim to be.1. Living In Bondage: Breaking Free (2019)
After about twenty-five years, Living In Bondage: Breaking Free is the perfect sequel to the 90s blockbuster of the same name. It is bigger, and even more flamboyant and Ramsey Nouah’s first time directing.Other Worthy Mentions
Mokalik
The Delivery Boy
Moms At War
Fifty
The Set-Up
The Arbitration -

Health and Fitness App Exercises AI for Competitive Advantage
In-person workout sessions these days might seem like a thing of the past, while solitary workouts at home replace gym visits as an ongoing result of the pandemic.
The use of artificial intelligence is not yet a common feature in fitness apps, but it is a main component in a popular India-based app now focused on growing users in the U.S. and Canada. Bringing AI to personal workout routines at home could provide gym-starved exercise enthusiasts something new to sweat over.
Fitness apps today have become as prolific on app store warehouses as games and phony ad-blockers. The Cure.fit personal home workout app uses AI to bring more effectiveness to users’ physical training.
Based in Bengaluru, India, in the center of the country’s high-tech industry, Cure.fit has raised US$400 million in funding. The developer’s app has become one of India’s leading fitness programs, claiming 300,000 subscribers. That popularity is spreading globally with more than 12,000 U.S. downloads since June.
Cure.fit may well be a few steps ahead of other fitness apps trying to bring new twists to humdrum exercise routines at home. The company leans heavily on big data and AI to drive user experience and growth.
The app lets users have a group workout session without leaving their homes. Many fitness apps have varying approaches to coaching users through their training sessions. So it may be marketing hyperbole to judge the excellence of one fitness app over others.
Artificial intelligence is only part of what drives Cure.fit, according to Shamik Sharma, head of international business at Cure.fit. While a number of fitness apps are available worldwide, what makes Cure.fit unique is that it focuses on everything having to do with the mind and body.
“The app offers holistic health offerings across physical fitness and workouts, healthy food, and mental well-being,” he told TechNews.
In regions outside of India, app users do not have access to those ancillary parts of what Cure.fit offers users in India, at least not yet.
Ahead of the Curve
AI is generally used in large scale, big data scenarios, according to Thomas Hatch, CTO and co-founder at SaltStack. This means that the results or outputs from AI are often used in consumer applications, but AI is not typically run in consumer applications.“AI is not that common in fitness apps today, but we are starting to see it used more frequently to manage and track tracking fitness data and related trends. The use is emerging and becoming increasingly common,” he told TechNews.
If done properly, AI could be quite viable in consumer applications. But AI needs to be used in such ways to give real insights to users of these apps.
“Right now some of the best examples of AI in consumer apps are capabilities like Spotify’s ability to determine what songs to play or suggest based on listeners’ behaviors. In a similar fashion, AI could be used in fitness apps to suggest foods or help manage eating habits and generate optimal workouts for users,” Hatch said.
Promoting Good Health
Mukesh Bansal, who co-founded and serves as the CEO of Cure.fit, and co-founder Ankit Nagori, launched Cure.fit in 2016. Both are fitness enthusiasts who saw a need for something all-encompassing in the space.They entered the crowded app field for fitness, recipes, and meditation; but noticed that none integrate all three of those elements together. They developed Cure.fit to fill that gap. The co-founders recently launched a freemium model to supplement the free app version.
The Cure.fit app is available globally. However, the company is currently focused on localizing it for the U.S. and Canada markets, said Sharma.
He described the company behind the app as a one-stop-shop that meets the demands of everyone’s self-care needs. As a newly launched app in the U.S., they are starting slow but plan to expand on a similar level as they offer in India.
In India, Cure.fit offers an additional vertical for healthcare where elite doctors are available for teleconsultations. No competitor in India does that, remarked Sharma.
“In India, we have gyms, kitchens that cook healthy meals, and a food delivery service that delivers meals and groceries — in addition to everything we offer on the app,” he said.
Viability of Fitness Apps
A study published in the Journal of Medical Internet Research says fitness apps absolutely do promote positive behavioral changes. Researchers surveyed 726 participants in three groups — current app users, non-app users, and former app users. The results showed that almost 75 percent of current exercise app users reported being more active, as opposed to less than half of non-users and former users.Researchers concluded that exercise app users are more likely to exercise during their leisure time, as compared to those who do not use any apps. The research also found that exercise apps made it easier for users to overcome “barriers to exercise.” That is a polite way of saying non-users tend to procrastinate, lack motivation, and such.
That study did not consider the impact of artificial intelligence programmed into the exercise apps. Adding the AI element takes healthy exercise routines one step further — or maybe more.
Today 80 percent of Americans own smartphones, and 21 percent nationally have wearable fitness trackers. Smartphone, laptop, and tablet users have access to over 92,000 fitness apps available on U.S. app stores, according to industry reports.
One such report published on the Northwest Primary Care website, cites 93 percent of doctors surveyed believe that fitness apps can enhance users’ overall health. Many apps provide online communities, virtual challenges, and push notifications that remind the user to stay engaged.
A 2016 study by Mary Jung, then an assistant professor in Canada’s UBC Okanagan School of Health and Exercise Sciences, found that mobile apps provided an opportunity to provide real-time feedback and support to the public and specialized health populations. Her research found that fitness apps are more effective when they are personalized.
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Consumer COVID Fraud On The Rise
Online bandits are decreasing their schemes against businesses but increasing COVID-19 scams aimed at consumers, according to a report released Tuesday by TransUnion.
Suspected fraudulent digital transactions against businesses worldwide dropped nine percent from the lockdown phase of the pandemic (March 11 to May 18) to the reopening phase (May 19-July 25), noted the quarterly report on global online fraud trends by the Chicago-based transaction security solutions provider.
That contrasts with surveys done by TransUnion for the weeks of April 13 and July 27, which found a 10 percent jump in consumers targeted by digital COVID-19 scams.

“With the rush for businesses to go digital, as many were forced to go completely online almost overnight, fraudsters tried to take advantage,” Shai Cohen, senior vice president of global fraud solutions at TransUnion, said in a statement.
As those businesses ramped up their digital fraud prevention solutions, he continued, the fraudsters took their scams elsewhere.
“Conversely with consumers,” he added, “fraudsters are increasingly using COVID-19 to prey on those persons who are facing mounting financial pressures.”
Rejecting Layups
TransUnion’s findings suggest that there may not be as much low hanging fruit among businesses for scammers as there used to be.“Businesses have become a bit more vigilant regarding cybersecurity at the present time,” observed Adam Laub, CMO of Stealthbits, a cybersecurity software company located in Hawthorne, N.J.
“What were layups for bad actors previously perhaps don’t work with the same degree of success because cybersecurity has become more top of mind,” he told TechNewsWorld.
Nevertheless, he cautioned that most organizations still suffer from the same vulnerabilities and exploits they had previously.
“It’s just a little bit harder to get through the front door,” he said. “Once in, however, attackers will traverse networks, escalate privileges and execute their missions with relative ease.”
Weaponizing Fear and Uncertainty
On the other hand, Laub continued, the closing of physical locations for shopping has increased e-commerce activity. “That makes consumers — just from a sheer numbers perspective — an easier target than business at this point in time,” he said.“When businesses don’t have their eye on the ball, they are by far the more attractive target,” he added, “but when they do, they’re a much tougher nut to crack for the average cybercriminal.”
Melody J. Kaufman, a cybersecurity specialist for Saviynt, an application and infrastructure security provider in El Segundo, Calif. explained that businesses have quickly adapted their security measures to accommodate remote workers over the last few months.
“This security shift has improved processes and procedures in many areas over organizations including phishing training and awareness,” she told TechNewsWorld. “This level of awareness makes businesses harder targets now.”
That’s not the case with consumers, she continued, who — whether they’re savvy with technology or not — are generally not familiar with the wide varieties of phishing campaigns that exist such as smishing and vishing.
“Bad actors find it easier to weaponize the fear and uncertainty of national events, including COVID-19, and this helps their attacks and scams yield valuable results,” she said.
“Fraudsters enjoy times of uncertainty,” added Trace Fooshee, a senior analyst with the Aite Group.
“They flourish in times of crisis,” he continued. “They take advantage of crisis because crises tend to introduce a level of heightened emotion when people lower their guard a little bit. People can be more gullible when their emotions are being preyed upon.”
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Data Breaches Decline in H1 2020
Data breaches were rampant in 2019, occurring at an unprecedented pace. However, the first half of this year has seen a reduction in the number of reported events. Reported being the operative word.
In the first six months of 2019, more than four billion records were exposed in 3,800 publicly disclosed breaches, according to cybersecurity firm NortonLifeLock.
A publicly reported data breach is one required by state law and reported by a government official; part of a public regulatory filing such as an SEC filing; listed on a company website, social media, news release or breach notice letter or published in an accredited media publication, or disclosed by a recognized cybersecurity researcher or firm, explained James E. Lee, Chief Operating Officer at the Identity Theft Resource Center (ITRC).
The Center is a non-profit organization established to support identity theft victims in resolving their cases and to educate the public and make it aware of identity theft and associated issues such as data breaches, cyber security, scams, fraud and privacy issues.
Breaches in 2019 included:
Bank holding company Capital One, in March: 106 million records;
Social-planning website Evite, in August: 100 million records; and
American Medical Collection Agency: more than 20 million records breached, which led to the firm’s filing for bankruptcy.
In all, more than 15 billion records were exposed in nearly 7,100 data breaches throughout calendar 2019.Breaches Subside in 2020
This year however, the number of publicly reported data breaches has fallen.“During this period, we saw less activity from many threat actors who would normally be making all kinds of havoc,” Adam Kujawa, director of Malwarebytes Labs, told TechNewsWorld. Malwarebytes Labs is the intelligence arm of antimalware software firm Malwarebytes.
The ITRC says the number of data breaches between January and June fell by 33 percent year over year.
During that period, a little more than 163 million individuals were affected by breaches — 66 percent less than in January to June 2019.
Risk Based Security says publicly reported breaches in the first half of this year fell to a five-year low, but still showed a total of 2,037. It said more than 27 billion records were exposed during that period — 12 billion more than were exposed throughout the whole of 2019.
So what gives? Why this huge discrepancy in the numbers?
Differences in methodology, ITRC’s Lee told TechNewsWorld. Risk Based Security includes information from outside the United States, while the ITRC’s data is based only on events in the U.S.
Also, as a national non-profit that provides free services to victims of identity crimes or compromises, “our focus is on the number of people impacted, not the number of records exposed,” Lee noted.
“In mass data breaches or exposures there are multiple records per person, which always means the number of records exposed will almost always be an order of magnitude higher than the number of people impacted,” he said. “There is no one-to-one correlation between people and records.”
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The Russian hackers who interfered in 2016 were spotted targeting the 2020 US election
Russia, China, and Iran have been caught conducting cyber espionage related to the US presidential race.
by Patrick Howell O’Neillarchive page
September 10, 2020
Vladimir Putin, the president of Russia
Vladimir Putin, the president of Russia
Russian military hackers responsible for cyberattacks against Democratic targets during the 2016 American election are now targeting over 200 organizations in the United States (including political parties, think tanks, and consultants serving both Democrats and Republicans), according to Microsoft, which is increasingly calling out Russian cyber espionage.In the final weeks before the November 3 election, the Russian hackers are employing new tactics, tools, and ways to disguise their role in the attacks, Microsoft vice president Tom Burt wrote on Thursday. Democratic nominee Joe Biden’s campaign was specifically targeted by the Russian hackers, according to an earlier report from Reuters, via phishing attacks against the campaign’s communications advisors, SKDKnickerbocker. None of the attacks were successful.
This particular Russian hacking group, called Strontium by Microsoft, is more widely known as Fancy Bear or APT28 and is believed to operate out of Russia’s military intelligence agency, GRU. The details of these incidents recall the sustained hacking and information warfare carried out in favor of Trump against former Democratic presidential candidate Hillary Clinton’s campaign in 2016.
Fancy Bear has long relied on spearphishing, a hacking tactic that tricks a targeted individual into giving up key passwords. This time, the group is taking a different approach with brute-force and password-spraying attacks, a shift in tactics that allows for both larger-scale attacks and greater anonymity for the attackers.
Microsoft has also spotted state-sponsored hackers in China and Iran targeting individuals involved in both Donald Trump’s and Joe Biden’s presidential campaigns. But experts say Moscow is the adversary that worries them the most, given Russia’s lengthy track record.
“Multiple cyber-espionage actors have targeted organizations associated with the upcoming election, but we remain most concerned by Russian military intelligence, who we believe poses the greatest threat to the democratic process,” said John Hultquist from the cybersecurity firm FireEye. This particular Russian hacking group is responsible for some of the most provocative and aggressive cyber operations of all time.
“APT28’s unique history raises the prospect of follow-on information operations or other devastating activity,” Hultquist explained.
The newly disclosed hacking attempts underline threats to American election security with the vote less than two months away.
On Wednesday, a new report revealed that a senior Homeland Security official said he had been ordered to stop intelligence reports about current Russian election interference because it “made the president look bad.” According to a newly published whistleblower complaint (pdf), former DHS intelligence chief Brian Murphy claimed he had been asked to stop providing reports of Russia’s activity and encouraged to focus on threats from China and Iran instead.
The department denies the complaint, which arrives against a backdrop of controversial election security moves including the Trump administration’s decision to stop providing the full Senate with briefings on the issue.
At the same time, the US Treasury department announced new sanctions against four Russian-linked individuals for attempts to interfere in the upcoming American election. Three people are allegedly members of the Internet Research Agency, the notorious Russian group conducting malicious information operations on social media.
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Apple and Google launches Coronavirus Exposure Warning System
Apple and Google have announced they’re expanding their coronavirus exposure warning system so health agencies can take part without needing to create a customized app. It’s a significant upgrade to the system, which uses Bluetooth to work out if people have spent extended periods of time near each other and then notifies the close contacts of someone who tests positive for coronavirus. The original system launched in May and has since been adopted by six states in the US and at least 15 countries. Maryland, Nevada, Virginia, and Washington, DC, will be the first to sign up to use the revamped system, Apple and Google said in a conference call.
How it works: In states or regions that have enabled the “Exposure Notifications Express” tool, a prompt will flash up on phones with the latest version of Apple or Android’s operating system, informing the user that it’s available. Apple users just need to tap the screen to enable it. Android users will still have to download an app—however, the app is automatically generated for public health authorities by Google. All the agency has to do is provide Apple and Google with some basic information and set up servers to host Bluetooth keys and exposure verification.
Why it matters: It’s a promising development at a time when excitement around contact tracing apps has distinctly cooled. Anything that makes it easier for agencies to set up these apps should help boost adoption in the population at large, which is crucial if they are going to help break the chain of infections. However, it’s still not a panacea. These apps will only ever be part of the overall fight against covid-19, which still heavily relies on manual contact tracing, social distancing, and mass testing.
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Zoom takes a u-turn, to offer end-to-end encryption
Zoom, video teleconferencing platform has made
a u-turn, to offer end-to-end encryptionPrasid Banerjee
Chief executive officer, Eric Yuan, had in an earnings call said the company does not plan to offer end-to-end encryption to free users as it wants to work with the law enforcement if someone uses its platform for illegal activitiesBut in a new announcement, the tech platform says it will provide end-to-end encryption (E2EE) to all its users, free and paid. The company said it will do so to to avoid abuse of its platform.
The move is a turn from what the company had said during its earnings call recently. Chief executive officer (CEO), Eric Yuan, had said the company does not plan to offer E2EE to free users as it wants to work with the law enforcement if someone uses its platform for illegal activities. The company faced criticism from both users and experts for the same.
According to Zoom, users on its free/basic plan who want E2EE access will have to participate in a one-time process that will ask for additional pieces of information. This includes verifying the user’s phone number through a text message. The company will also be implementing risk-based authentication “in combination with the current mix of tools” that includes a function to report users.
The early beta of its E2EE feature will begin next month, though Zoom didn’t announce the exact date for this right now. All users will continue getting access to the AES 256 GCM transport encryption by default on the platform, irrespective of whether they use E2EE or not. The primary difference with E2EE is that it stops man-in-the-middle (MITM) attacks, where a hacker places themselves between the user and the server, allowing them to eavesdrop on conversations. It also means Zoom itself cannot listen to conversations on its platform.
Further, Zoom says E2EE limits some meeting functionalities so it will remain an optional feature. Hosts will be able to toggle the feature on and off and account administrators in enterprises will also have the ability to enable and disable E2EE at the group account level. The statement concludes
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5G phones in 2020: Galaxy Note 20, Pixel 5, OnePlus Nord, LG Velvet
Though 5G deployment kicked off in 2019, you’ll see even more 5G phones throughout this year and next. In the US it’s currently live in select cities for Verizon, AT&T, T-Mobile and other regional carriers. The 5G networks for all four major carriers in the UK are live too.
Though it won’t replace 4G in its entirety, 5G is the next generation of mobile connectivity. 5G works super-fast and many industries will benefit from the new network, including the Internet of Things, drones and self-driving cars. Samsung, the most popular maker of 5G phones, has several under its belt including the Galaxy Note 20 phones, the Galaxy Z Flip 5G and the more budget-friendly Galaxy A71 5G.
Most people will likely experience the benefits of a robust 5G network only through a 5G phone. After all, the grand promises carriers and chipmakers are making with 5G coverage don’t mean much if you can’t access 5G service with your own device. To help you keep tabs on all the latest 5G phones and when we can expect more, here’s what the major phone-makers are offering
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Mitchell Elegbe Seek Policies to Sustain e-Payment Growth
Following the outbreak of COVID-19, more Nigerians have embraced electronic payments as a means of avoiding physical contact around cash handling.
For this momentum to be sustained after the pandemic, good policies that drive value for customers must be implemented by the Central Bank of Nigeria, commercial banks and fintech companies.
This was the view of Mitchell Elegbe, Interswitch’s founder and group chief executive officer, while speaking at the 14th Annual Nigerian Bar Association’s Section on Business Law (NBA-SBL) with the theme: “Business Unusual: Digital acceleration for growth in a new world”.
Acknowledging the increase in the adoption of digital payment over the past months, Elegbe explained the need for the payment industry and regulators to build on the momentum gained via electronic payment.
Elegbe said the fear of contracting the coronavirus was the primary reason consumers are adopting electronic payment.
A statement quoted him to have reiterated the need for stakeholders within the sector to address the fundamental issues that affect the consumers, instead of relying on the ‘fear factor’ to sustain the adoption of electronic payment among Nigerians.
He said: “COVID-19 may have necessitated consumers to adopt electronic payments for the first time but as the impact of the virus wears off eventually, it is important for the benefits derived during this period to be sustained. The industry stakeholders, including service providers such as Interswitch Group, banks and regulators, must put a lot more effort in establishing the right policy framework that will drive increasing adoption of electronic payment. Relying on just the fear of COVID-19, will leave us at the losing end.”
Elegbe also spoke on the impact of the virus on businesses. He urged companies that have been adversely affected by the impact of coronavirus to form strategic alliances with other companies in order to continue in business